Phase 1: Preparation

• Get Pre-Approved Letter: A mortgage pre-approval letter shows you're a serious buyer and establishes your price range.

• Find a Trusted and Professional Realtor: Christy will work tirelessly to protect your interests, negotiate on your behalf, and handle the complexities of the transaction.

• Define Your Priorities: Christy will discuss your must-haves, deal-breakers, preferred locations, and budget to create a focused search.

Phase 2: Finding Your Dream Home

• Personalized Search: Using your criteria, Christy will identify potential homes and provide regular updates on new listings.

• View Homes: Christy will schedule viewings of houses that pique your interest, and Christy will provide expert insights on each property.

• Understand and Analyze Disclosures: Christy will explain vital disclosures about the property's condition, ensuring you're fully informed.

Phase 3: Making an Offer and Securing the Deal

• Submit a Strong Offer: Christy will discuss a competitive offer strategy based on market conditions and the specific property.

• Deposit: Once the offer is accepted, you'll submit an earnest money deposit to show your commitment.

• Loan Processing & Approval: Christy will coordinate with your chosen lender to ensure a smooth loan process and timely approvals.

• Inspect the Property: A professional inspection will uncover potential issues with the property, allowing you to negotiate repairs or reconsider.

• Appraisal: Your lender will order an appraisal to confirm the home's value aligns with your offer price.

• Closing: Christy will review all closing documents, address last-minute details, and finally, you'll receive the keys to your new home!